This is a great question to ask yourself; Especailly in small business it takes a lot of cash to start it up and even more keeping it going. And sometimes you may need to use your personal assets. This is the time to get a financial planner and an Accountant to keep you from having any kind of crises or keep it to a minimum, must have people you can trust.
Sometimes, you may want to use some of your personal asset, this maybe a good idea for a small business owner for tax purposes this works well if your a sole proprietorship owner. However, this means you are responible for making that money back so you can live on and even make more. Makes sure that when you use you computer(s) keep track of the percent of time that you use it for personal use and business use it make help with deductions, this would mean that you would have to keep up with the deprecation and what the item is worth now a few years after you have bought the item the deprecation start when you start your business take half off and then devide that by a certain amount times the % that you use it per day per month.
Keep in mind to get to see anything from this it will take time it takes time too recover from such a lost. But it can be worth it in the long term of your goal. Remember this the fair market value at the time of the conversion, or the cost plus any additions or improvements that maybe needed; minus any kind of deduction casualty losses, up to the time of conversion.
I did get some of this from Business Owner’s Tool Kit online (Biz filings).